In the event of any inconsistency between this document and the Final Disclosure, or between the Final Disclosure and the other Disclosures, the Final Disclosure controls. You have also been provided with the Back a Boiler – ISA Fund Privacy Policy and the Privacy Notice. This Income Share Agreement (“ISA” or “Agreement”) includes: (i) this document, including the Participation Disclosure above and the Arbitration Agreement in Section 28 below (which you can reject) (ii) the Application (iii) the Participation Disclosure above (“Participation Disclosure”) and the Final Disclosure (“Final Disclosure”), which will be provided to you upon execution of this Agreement to summarize the terms of the Agreement and your obligations (the Participation Disclosure and the Final Disclosure are referred to collectively as the “Disclosures”) and (iv) the Consent to Electronic Communications. YOU SHOULD SEEK ADVICE ABOUT YOUR EDUCATION FINANCING OPTIONS FROM A TRUSTED ADVISOR BEFORE SIGNING THIS ISA.
READ THIS ENTIRE AGREEMENT CAREFULLY AND NOTE SECTION 12 (ABOUT YOUR TAX LIABILITY), SECTION 16 (ABOUT INFORMATION ABOUT YOU THAT WE USE AND REPORTS ABOUT YOU THAT WE MAKE TO CREDIT BUREAUS), AND SECTION 25 (ABOUT THIS BEING AN ARMS-LENGTH TRANSACTION BETWEEN YOU AND US). PLEASE READ SECTION 28 CAREFULLY AS IT AFFECTS YOUR LEGAL RIGHTS IN THE EVENT OF A DISPUTE. YOU MAY OPT-OUT OF ARBITRATION BY FOLLOWING THE PROCEDURE SET FORTH IN SECTION 28 BELOW (ARBITRATION AGREEMENT). THIS INCOME SHARE AGREEMENT REQUIRES THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS.
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